Fixed Rate First Mortgage
 
DDR**
Member Pays Closing Costs
DDR**
No Closing Costs
30 Year
5.75% APR*
5.875%
6.15% APR*
6.275%
20 Year
5.625% APR*
5.75%
6.025% APR*
6.15%
15 Year
5.375% APR*
5.50%
5.775% APR*
5.90%
Rates current as of January 11, 2008. Call x6400 for current rates.
**Direct Deposit Reward - Member can receive a lower rate with Direct Deposit.
Fixed Rate 5 Year Mortgage
Member Pays Closing Costs
DDR**
60 Month Fixed Rate
5.275% APR*
5.150%
Short Application, No Appraisal, No Inspection, Minimal Closing Costs, Quick Closing
**Direct Deposit Reward - Member can receive a lower rate with Direct Deposit.
Requirements are as follows: 40% equity required (60% of appraised value or the purchase price which ever is less). Must be within a 50 mile redius of any branch and within the state fo Kentucky. Must be a primary residence; a 1-4 family dwelling, and 25 acres or less. Rates current as of May 7, 2007. Call for current rates.
For qualified buyers. Rates are subject to change.
 
*APR- Annual Percentage Rate.
 


(Loans greater than $417,000)
  Member Pays Closing Costs
DDR**
No Closing Costs
DDR**
30 Year
6.375% APR*
6.25%
6.775% APR*
6.65%
20 Year
6.25% APR*
6.125%
6.65% APR*
6.525%
15 Year
6.00% APR*
5.875%
6.40% APR*
6.275%
Rates current as of January 11, 2008. Call x6400 for current rates.

**Direct Deposit Reward - Member can receive a lower rate with Direct Deposit.



 
 
   
 



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Your savings account is federally insured to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration, a U.S. Government agency.