Rates current as of
. Federally Insured by NCUA.
*Annual percentage yield. Dividends paid and compounded quarterly/monthly. $500.00 minimum deposit. Rates may be changed or discontinued at any time .Call your local branch for current rates. Fees may reduce earnings. When opening a Certificate of Deposit, the member has agreed to leave the principal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the Certificate of Deposit may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 180 days dividends whether earned or not on certificates of deposit with maturities greater than 24 months. The penalty on certificates of deposit with maturities less than 24 months is 90 days dividends whether earned or not. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amount of the deposit.
** Rate Riser Certificate of Deposit- Member may choose to increase the initial rate on this CD one time between the purchase date and maturity date. The new rate will be equal to the current 23 month CD rate in effect on the execution date and will remain in effect until the maturity date of the CD. If member exercises this option at a branch or by phone, the execution date will be the same day. If member exercises this option by mail or electronically, the execution date will be the first business day following the day we receive the order. No rates will be retroactive. Rate Riser will renew as 24-month certificate of deposit after maturity date. Renewals will not have the rate increase option.